Your Home Loan,
Made Simple.
Whether you're buying your first home, upgrading, or investing — I'll guide you through every step with clear communication and fast closings.
Whether you're buying your first home, upgrading, or investing — I'll guide you through every step with clear communication and fast closings.
From first-time buyers to seasoned investors, I offer the right loan for your situation.
Conventional, FHA, VA, and USDA loans. Competitive rates with fast, reliable closings. I'll get you from pre-approval to keys in hand.
Lower your rate, shorten your term, or tap into your equity. I'll analyze your situation and show you exactly what you save.
Financing for 1-4 unit residential investment properties. DSCR loans, conventional investors loans, and portfolio options.
Down payment assistance programs, FHA low down payment options, and step-by-step guidance through your first purchase.
Get a strong pre-approval letter same day. Show sellers you're serious and ready to close quickly.
I help your clients close on time, every time. Co-branded marketing, listing flyers, and dedicated support for your transactions.
I'm not a call center. I'm your direct line to getting your loan done right.
You get my cell phone number. No phone trees, no runaround. When you call, I answer.
I walk you through every step — no surprises at closing. You'll always know where your loan stands.
California, Nevada, Arizona, Texas, Idaho, Oregon, and Colorado. Wherever you're buying, I've got you covered.
NMLS #1411729 | DRE: 01922454
Xome Home Loans — 4465 Granite Dr. Suite 1024, Rocklin, CA 95677
(209) 603-2544 | nick@ndmortgageteam.com
"Nick made the entire process so easy. We were first-time buyers and he walked us through everything. Closed in 18 days!"
"As a realtor, I need a lender who performs. Nick closes on time every time. My go-to for all my clients."
"Refinanced and saved $400/month. Nick found a rate I didn't think was possible. Highly recommend."
Fill out the quick form below and I'll reach out within the hour.